Switching pet insurance providers
Vet bills can get expensive and it’s not uncommon to hear pet owners complain they’re unfair but when you.
Read more30 April 2017
Petcover offer the choice of 2 covers – Lifetime policies or a 12 month Economy policy. Dependant on which cover you choose, Petcover covers you and your pet for a wide range of injury and illnesses. Below we will go through a couple of scenario’s/potential claims so that you are able to realise what Petcover pet insurance can cover.
Petcover has Lifetime insurance for the life of your pet, provided the cover is renewed each year without a break. The number of times you can claim for the same illness is unlimited; enabling you to give your animal the very best in veterinary care regardless of how much it costs. However, the amount for which you can claim in any one year is capped on an annual basis to the maximum benefit amount stated in your policy and a fixed excess will apply to any claims made. On Petcover Lifetime pet insurance, the excess is payable per unrelated condition (illness), per policy year. Remember, with a genuine Lifetime plan, you get what you pay for – a comprehensive pet insurance policy that will cover your pet’s conditions for life.
Yes, Petcover will cover your pet anywhere within Australia and for up to 90 days for all journeys in the period of insurance. This includes the duration of your holidays or business trip and any travel, in between Australia and an agreed country and return journey home.
Yes, Petcover will cover physiotherapy when referred and endorsed by your vet and it is deemed necessary to treat an injury and/or illness. Other alternative treatments and therapies covered are Acupuncture, Homeopathy, Herbal Medicine, Chiropractic Manipulation, Osteopathy and Hydrotherapy for up to 10 sessions in total per period of insurance, up to the annual maximum benefit of your selected plan if they are to treat an injury or illness.
Providing that the cancer is not a pre-existing condition, or an exclusion on your policy, we will cover the costs of the treatment of cancer such as chemotherapy. We do not cover the costs of transplant surgery or stem cell treatments.
Yes, Petcover will cover the costs of hereditary and congenital disorders, providing the pet was not shown clinical signs of the condition prior to cover commencing or within the 21 days waiting period and it is not excluded in your policy documentation or certificate of insurance.
Petcover dog policies cover Third Party Liability damage up to $1million, $2million or $5million depending on your selected plan. Third Party Liability covers any injury or damage caused by an insured dog, that the owner may be liable for.
Petcover specialises in offering quality, straightforward pet insurance with a range of policy options that suit your needs. Whether your pet is big or small, furry or scaly our range of cover options are packed with added benefits. Accidents can happen at any time and the reality of veterinary costs can come a quite a shock. With our range of cover levels for dogs, cats, horses and exotic animals, why not get a quote today.
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