How to look after your pet's teeth
90% of cats and 80% of dogs suffer from some form of dental disease.
Read moreWhether you’ve got an active puppy, an obedient dog or a calmer older dog, we've got you covered with a range of policy options packed with added benefits to suit.
Petcover’s dog insurance plans are designed to cover the unexpected so you can afford the care your pet deserves.
We give pet parents peace of mind by taking the financial worry out of having a puppy or dog.
As pet insurance specialists, we offer Australia’s best range of policy options packed with added benefits to suit every pet and budget.
You can choose from our three levels of cover: Superior, Mid-range and Safety-net. Each cover offers different benefits and levels of cover.
Our comparison table below outlines the key differences between our plans to help you choose the option right for you and your pet.
Superior – the most comprehensive insurance cover we offer, with the lowest excess, giving you confidence that your dog will be looked after if illness or injury strikes.
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $20,000
(As shown in the Certificate of Insurance.)
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $2,000
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $2,000
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $5 million
(Any one loss occurrence.)
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $2,000
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing.
Up to $2,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $2,000
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $2,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
(3+ eligible pets)
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
(As shown in the Certificate of Insurance.)
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,500
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,500
Optional extra benefit
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $3 million
(Any one loss occurrence.)
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing.
Up to $1,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $1,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
(3+ eligible pets)
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
(As shown in the Certificate of Insurance.)
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,500
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,500
Optional extra benefit
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $3 million
(any one loss occurrence)
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing.
Up to $1,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $1,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
(3+ eligible pets)
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $20,000
(As shown in the Certificate of Insurance.)
Up to $15,000
(As shown in the Certificate of Insurance.)
Up to $10,000
(As shown in the Certificate of Insurance.)
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $4,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Up to $2,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above.)
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $5 million
(Any one loss occurrence.)
Up to $3 million
(Any one loss occurrence.)
Up to $3 million
(any one loss occurrence)
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $2,000
Up to $1,000
Up to $1,000
Cover to assist with the cost of advertising and the reward offered, if your dog is stolen or goes missing.
Up to $2,000
Up to $1,000
Up to $1,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $2,000
Up to $1,500
Optional extra benefit
Up to $1,500
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help.
Up to $2,000
Up to $1,000
Up to $1,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Up to $1,000
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
Up to $500
Up to $500
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Mid-range – our most flexible plan, offering a choice of co-payment and excess levels and packed with a range of optional extras to suit your dog’s needs.
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $o | Option 2: $100 | Option 3: $200
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
The maximum benefit you can claim for on this condition under this policy.
Up to $2,500
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
The maximum benefit you can claim for on this condition under this policy.
Up to $1,500
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $0 | Option 2: $100 | Option 3: $200
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
NIL
Umbrella for life cover means you can continue to claim for on-going treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $15,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
Up to $1 million
(Any one loss occurrence.)
Up to $1 million
(Any one loss occurrence.)
The maximum benefit you can claim for on this condition under this policy.
Up to $3,000
Up to $2,500
Up to $1,500
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Up to $400
Up to $400
Means the maximum benefit you can claim for on this condition under this policy.
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
1st claim up to $2,000 | Subsequent claims up to $1,000
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
Up to $5,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
Up to $4,000
Annual sub limit
The maximum benefit you can claim for this condition under this policy.
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Up to $500
Annual sub limit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an impatient in hospital.
Up to $500
Up to $500
Up to $500
The maximum you can claim for should a vet recommend your dog is put to sleep, and subsequent cremation and/or burial costs.
Up to $300
Up to $300
Up to $300
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
Means the percentage that the policy holder has to pay towards eligible claims (excluding the optional Day to Day Care benefit).
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Option 1: 10% | Option 2: 20% | Option 3: 30%
Means the non-refundable amount you will be required to pay for claims covered under this policy.
Option 1: $o | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
Option 1: $0 | Option 2: $100 | Option 3: $200
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Means the maximum amount that can be claimed for each of the mentioned benefits.
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
$50 Annual benefit for only one (1) of the following:
De-sexing
Microchipping
Heartworm
Behavioural therapy
Teeth cleaning
Council registration fees
Alternative therapies
Prescription diets
Dewclaw removal
Dog training at a recognised training centre
Annual Benefit for all of the following:
Vaccinations or health check – $30
Heartworm test or blood screen – $10
FeLv/ Fic test or urinalysis – $10
Flea/worm control – $45
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
By selecting the optional day to day care benefit and paying an additional premium.
NIL
NIL
NIL
Safety-net – accidents or illness can happen at any time, and our Catastrophe and Economy policies provide cover for your dog when emergency treatment is needed.
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
N/A
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to 100%
(select breeds under 4 years of age)
21 days
The maximum benefit you claim for veterinary costs declared as consultation fees.
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,000
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,000
Optional extra benefit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing.
Up to $1,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $1,000
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Up to $1,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The maximum benefit you can claim on these conditions under this policy.
The maximum benefit you can claim for this condition under this policy.
The maximum benefit you can claim for this condition under this policy.
Means the maximum benefit you can claim on this condition under this policy.
(3+ eligible pets)
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks – no limit
Select breeds
8 weeks – no limit
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Included in policy
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to 100%
(select breeds under 4 years of age)
30 days
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing.
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
The maximum benefit you can claim for this condition under this policy.
Up to $500
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period
(3+ eligible pets)
$450 or $900
The non-refundable amount you will be required to pay for claims covered under this policy.
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to 100%
(select breeds under 4 years of age)
30 days
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing.
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
The maximum benefit you can claim on these conditions under this policy.
Up to $3,000
The maximum benefit you can claim for this condition under this policy.
Up to $5oo
The maximum benefit you can claim for this condition under this policy.
Up to $5,000
Means the maximum benefit you can claim on this condition under this policy.
Up to $6,000
365 day waiting period
(3+ eligible pets)
$450 or $900
The non-refundable amount you will be required to pay for claims covered under this policy.
When your dog is eligible for cover.
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Umbrella for life cover means you can continue to claim for ongoing treatment of illness or injuries throughout your dog’s lifetime, provided there is no break in cover.
N/A
Covers the cost of veterinary treatment your dog receives during the insurance period to treat injury, accident or illness.
Up to $7,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $5,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to $10,000
Annual benefit limit
(As shown in the Certificate of Insurance.)
Up to 100%
(select breeds under 4 years of age)
Up to 100%
(select breeds under 4 years of age)
Up to 100%
(select breeds under 4 years of age)
21 days
30 days
30 days
The maximum benefit you claim for veterinary costs declared as consultation fees.
Up to $400
Up to $400
The cost of any examination, consultation, advice, tests and prescribed medication that your vet has recommend. Such as acupuncture, chiropractic manipulation, hydrotherapy and osteopathy.
Up to $1,000
(Any amounts paid under this benefit are part of the Policy Aggregate of Veterinary Fees as shown above).
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Up to $1 million
(Any one loss occurrence.)
Optional extra benefit
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,000
Optional extra benefit
Cover for the price you paid for your dog (or the market value) if your dog dies of an injury or an illness before 8 years of age.
Up to $1,000
Optional extra benefit
Cover for the cost of boarding your dog at a licensed kennel, or towards the cost of someone looking after your dog while you are an inpatient in hospital.
Up to $1,000
Cover to assist with the cost of advertising and the reward offered if your dog is stolen or goes missing.
Up to $1,000
Cover for the price you paid for your dog (or the market value) if your dog is stolen or goes missing and does not return.
Up to $1,000
Optional extra benefit
Cover for the value of any unused travel and accommodation expenses that you have paid for due to your dog requiring lifesaving medical help
Up to $1,000
Cover for costs associated with your dog being quarantined; to get duplicate documents and/or extra costs to travel home if the delay in getting duplicate documents has caused you to miss your scheduled travel arrangements.
Up to $1,000
Cover for the costs to get your dog home if your dog is too unwell to travel home the same way it travelled to your holiday destination.
Up to $500
The maximum benefit you can claim on these conditions under this policy.
Up to $1,500
Up to $3,000
The maximum benefit you can claim for this condition under this policy.
Up to $500
Up to $5oo
The maximum benefit you can claim for this condition under this policy.
Up to $2,500
Up to $5,000
Means the maximum benefit you can claim on this condition under this policy.
Up to $3,000
365 day waiting period
Up to $6,000
365 day waiting period
(3+ eligible pets)
(3+ eligible pets)
(3+ eligible pets)
$450 or $900
$450 or $900
The non-refundable amount you will be required to pay for claims covered under this policy.
$150
$150+20% (8+ years)
$150+35% (10+ years)
Select Breeds
$150+20% (4+ years)
$150+35% (7+ years)
When your dog is eligible for cover.
8 weeks – no limit
Select breeds
8 weeks – no limit
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
8 weeks up until 8th birthday
Select breeds
8 weeks up until 5th birthday
Cover for any damage or injury you are legally responsible for and compensation as a result of your dog.
Included in policy
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Up to $1 million
optional extra benefit
(Any one loss occurrence.)
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
From your poodle to your pomeranian – our wide range of dog insurance is for everyone. Get a quote and see if you can save.
View the dog insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs.
We understand how stressful it is when your dog gets sick or injured: that’s why we want to settle your claim as quickly as possible.