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Read moreBird Insurance
Finding the right insurance policy for your bird can be stressful, but rest assured, we're here to guide you to find the best option for your feathery friend.
Compare cover types to find the best insurance for your feathery friend
We understand that exotic pets hold a special place in your family, just like cats and dogs. Recognising the unique bond you share with your bird, we acknowledge the financial challenges that can arise when unexpected illnesses or injuries affect your cherished companions.
We provide three levels of coverage to cater to your specific needs: Premier, Plus, and Value. The comparison table below highlights the key benefits to help with your decision-making process, empowering you to select the option that aligns with your and your pet’s requirements.
Benefits
-
Veterinary fees
Cover for the cost of eligible veterinary treatment your pet has received during the policy year to treat injury and illness.
$6,000
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$75 or $175
-
Alternative or complementary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $500
Excess: fixed excess +10% of
the eligible balance -
Referral hospital or specialists vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance -
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year. Refer to PDS for further information.
Up to $500
Excess: $75 -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your pet
Up to $1,000,000
Excess: $500 -
Age limits
Age your pet is eligible for cover
12 weeks – no limit
Optional extras
-
Death from illness or injury
Cover for the price you paid for your pet if it either dies or has to be put to sleep by a vet from an injury caused by an accident or illness.
Up to the purchase
price or market valueExcess: $100
-
Loss from theft, fire or weather perils
Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.
Up to the purchase
price or market value
Excess: 10% of the value of the pet -
Loss from not returning whilst flying (birds of prey only)
Provides a claimable benefit for birds of prey (fitted with telemetry tracking equipment) which are proven missing whilst flying, during the period of insurance; and are not recovered or do not return.
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Benefits
-
Veterinary fees
Cover for the cost of eligible veterinary treatment your pet has received during the policy year to treat injury and illness.
$4,000
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$75 or $175
-
Alternative or complementary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $400
Excess: fixed excess +10% of
the eligible balance -
Referral hospital or specialists vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance -
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year. Refer to PDS for further information.
Up to $500
Excess: $75 -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your pet
Up to $1,000,000
Excess: $500 -
Age limits
Age your pet is eligible for cover
12 weeks – no limit
Optional extras
-
Death from illness or injury
Cover for the price you paid for your pet if it either dies or has to be put to sleep by a vet from an injury caused by an accident or illness.
Up to the purchase
price or market valueExcess: $100
-
Loss from theft, fire or weather perils
Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.
Up to the purchase
price or market value
Excess: 10% of the value of the pet -
Loss from not returning whilst flying (birds of prey only)
Provides a claimable benefit for birds of prey (fitted with telemetry tracking equipment) which are proven missing whilst flying, during the period of insurance; and are not recovered or do not return.
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Benefits
-
Veterinary fees
Cover for the cost of eligible veterinary treatment your pet has received during the policy year to treat injury and illness.
$2,000
-
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$75 or $175
-
Alternative or complementary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $300
Excess: fixed excess +10% of
the eligible balance -
Referral hospital or specialists vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance -
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year. Refer to PDS for further information.
Up to $500
Excess: $75 -
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your pet
Up to $1,000,000
Excess: $500 -
Age limits
Age your pet is eligible for cover
12 weeks – no limit
Optional extras
-
Death from illness or injury
Cover for the price you paid for your pet if it either dies or has to be put to sleep by a vet from an injury caused by an accident or illness.
Up to the purchase
price or market valueExcess: $100
-
Loss from theft, fire or weather perils
Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.
Up to the purchase
price or market value
Excess: 10% of the value of the pet -
Loss from not returning whilst flying (birds of prey only)
Provides a claimable benefit for birds of prey (fitted with telemetry tracking equipment) which are proven missing whilst flying, during the period of insurance; and are not recovered or do not return.
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Benefits
Premier
Plus
Value
Veterinary fees
Cover for the cost of eligible veterinary treatment your pet has received during the policy year to treat injury and illness.
$6,000
$4,000
$2,000
Fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy.
$75 or $175
$75 or $175
$75 or $175
Alternative or complementary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $500
Excess: fixed excess +10% of
the eligible balance
Up to $400
Excess: fixed excess +10% of
the eligible balance
Up to $300
Excess: fixed excess +10% of
the eligible balance
Referral hospital or specialists vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance
Cost of the veterinary treatment when referred
Excess: fixed excess +30% of
the eligible balance
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance
The cost of MRI, NMRI or CT
or CA scans up to the maximum benefit
Excess: fixed excess + 50%
of the eligible balance
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year. Refer to PDS for further information.
Up to $500
Excess: $75
Up to $500
Excess: $75
Up to $500
Excess: $75
Third party liability
Cover for any damage or injury you are legally responsible for and compensation as a result of your pet
Up to $1,000,000
Excess: $500
Up to $1,000,000
Excess: $500
Up to $1,000,000
Excess: $500
Age limits
Age your pet is eligible for cover
12 weeks – no limit
12 weeks – no limit
12 weeks – no limit
Optional extras
Death from illness or injury
Cover for the price you paid for your pet if it either dies or has to be put to sleep by a vet from an injury caused by an accident or illness.
Up to the purchase
price or market value
Excess: $100
Up to the purchase
price or market value
Excess: $100
Up to the purchase
price or market value
Excess: $100
Loss from theft, fire or weather perils
Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Loss from not returning whilst flying (birds of prey only)
Provides a claimable benefit for birds of prey (fitted with telemetry tracking equipment) which are proven missing whilst flying, during the period of insurance; and are not recovered or do not return.
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Death from illness or injury
Cover for the price you paid for your pet if it either dies or has to be put to sleep by a vet from an injury caused by an accident or illness.
Up to the purchase
price or market value
Excess: $100
Up to the purchase
price or market value
Excess: $100
Up to the purchase
price or market value
Excess: $100
Loss from theft, fire or weather perils
Cover for the price you paid for your pet if it is stolen due to forcible or violent entry; dies or is proven missing as a result of fire, wind, storm, lightning or flood and is not recovered or does not return.
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Up to the purchase
price or market value
Excess: 10% of the value of the pet
Loss from not returning whilst flying (birds of prey only)
Provides a claimable benefit for birds of prey (fitted with telemetry tracking equipment) which are proven missing whilst flying, during the period of insurance; and are not recovered or do not return.
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
Up to the purchase
price or market value
Excess: 50% of the value of
the purchase price/market value
The policy above applies to the bird policies only. Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the PDS before making a decision to purchase the product.
New Zealand has strict rules about importing exotic, rare, and unusual animals. For more information visit New Zealand Customs and the Ministry for Primary Industries to learn more.
Mallard female duck whit ducklings swims on a lake from the Dan
A flock of beautiful domestic geese walking in a meadow near a farmhouse Rural landscape Sun flare
Pretty Gouldian Finch from Australia
Peacock with spread wings in profile.
Dove pigeon bird
wild red tail black cockatoo
Types of birds we cover
We cover a wide variety of breeds of birds. Here are just a few:
- Birds of prey (NZ falcon, Barn Owl and more)
- Budgies
- Parrots
- Chickens, Ducks and Geese
- Lorikeets
- Pigeons
To check your bird’s eligibility, contact us today.
Southern Boobook Owl roosting by day in a bush
Benefits of bird insurance
While pet insurance for birds may not be as common as for traditional pets like dogs and cats, it can still offer several benefits for those who choose to invest in it. Here are four potential advantages:
- Avian Veterinary Care Coverage: Bird-specific veterinary care can be specialised and sometimes costly. Pet insurance for birds can help cover treatments for common avian health issues, ensuring that your feathered friend receives proper medical attention without causing financial strain.
- Emergency Medical Expenses: Birds may be prone to accidents or sudden health problems. Pet insurance helps cover emergency medical expenses, including avian-specific treatments, surgeries, or hospitalisation. This financial support ensures that you can provide care for your bird.
- Diagnostic Tests and Imaging: Birds may require various diagnostic procedures, such as blood tests, X-rays, or other imaging studies. Pet insurance for birds can cover these diagnostic tools, enabling veterinarians to diagnose and treat health issues accurately.
- Peace of Mind: Knowing you have pet insurance for your feathered friend can provide peace of mind. It enables you to make decisions based on your pet’s health needs. This peace of mind can lead to better overall care for your pet, as you’ll be more likely to seek prompt veterinary attention when needed.
Before purchasing bird pet insurance, it’s essential to carefully review the terms, conditions, and coverage options provided by different insurers to ensure that the policy meets the specific needs of your exotic pet.
Closeup of a beautiful New Zealand Falcon posing on a rock on a blue sky background
High-quality bird insurance today!
Choosing the best service provider and the right insurance will help you care for your bird. Contact the best insurance provider and give your feathery friend the safety net of pet insurance. Call us, and our friendly consultants will happily discuss the best options to suit your ne eds!
Exotic insurance policy information
View the exotic insurance policy wording for full terms and conditions. For more information, please see our FAQs.
If you would like to view previous policy wording documents, please call us on 0800 255 426.
Making a claim
We understand how stressful it is when your cat gets sick or injured; that’s why we want to settle your claim as quickly as possible.
Get award-winning pet insurance
Investing in a bird insurance policy is the perfect way to provide pets with better care and financial coverage and keep their finances safe. However, pet owners need to choose the right insurance services for on-time solutions. We suggest you connect with our professionals at Petcover Group New Zealand to get more details and information about reptile and turtle insurance.