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Read moreReptile insurance
Cover is offered for bearded dragons, geckos, goannas and more for up to $6,000 in vet fees and additional optional extras to suit.
Get 4 weeks free* with code: C4WF21
Compare cover types to find the best insurance for your reptile
Petcover along with its insurance partners, offers one of Australia’s only exotic pet insurance cover for veterinary fees, including alternative and complementary treatment, advertising and reward in case of a missing pet and much more.
There are three types of cover to choose from – Premier, Plus and Value.
The comparison table below outlines the key differences to help you choose the option right for you and your exotic pet.
Benefits
-
Veterinary fees (for the treatment of injury, accident or illness)
Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.
up to $6,000
-
Alternative or complimentary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $500
(within veterinary fee limit) -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.
$500
-
Third party liability
Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.
Up to $1 million
(any one loss occurrence) -
Multi-pet discount (3+ eligible pets)
Cover the cost of multiple pets
-
Bird and reptile fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy
$175 or $75
-
Referral hospital or specialist vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Fixed excess + 30% of vet invoice(s)
-
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
Fixed excess + 50% of vet invoice(s)
-
Waiting periods - injury, accident or illness
Is the initial period during which no benefit is payable for the mentioned conditions.
21 days
-
Age limits
The age range you can start cover for your pet.
Reptiles: 8 weeks – 15 years
Benefits
-
Veterinary fees (for the treatment of injury, accident or illness)
Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.
up to $4,000
-
Alternative or complimentary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $400
(within veterinary fee limit) -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.
$500
-
Third party liability
Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.
Up to $1 million
(any one loss occurrence) -
Multi-pet discount (3+ eligible pets)
Cover the cost of multiple pets
-
Bird and reptile fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy
$175 or $75
-
Referral hospital or specialist vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Fixed excess +30% of vet invoice(s)
-
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
Fixed excess +50% of vet invoice(s)
-
Waiting periods - injury, accident or illness
Is the initial period during which no benefit is payable for the mentioned conditions.
21 days
-
Age limits
The age range you can start cover for your pet.
Reptiles: 8 weeks – 15 years
Benefits
-
Veterinary fees (for the treatment of injury, accident or illness)
Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.
up to $2,000
-
Alternative or complimentary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $300
(within veterinary fee limit) -
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.
$500
-
Third party liability
Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.
Up to $1 million
(any one loss occurrence) -
Multi-pet discount (3+ eligible pets)
Cover the cost of multiple pets
-
Bird and reptile fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy
$175 or $75
-
Referral hospital or specialist vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Fixed excess +30% of vet invoice(s)
-
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
Fixed excess +50% of vet invoice(s)
-
Waiting periods - injury, accident or illness
Is the initial period during which no benefit is payable for the mentioned conditions.
21 days
-
Age limits
The age range you can start cover for your pet.
Reptiles: 8 weeks – 15 years
Benefits
Premier
Plus
Value
Veterinary fees (for the treatment of injury, accident or illness)
Cover for the cost of veterinary treatment your pet has received during the policy year to treat injury and illness.
up to $6,000
up to $4,000
up to $2,000
Alternative or complimentary treatment
Cover for the cost of any examination, consultation advice, test and legally prescribed medication or acupuncture, chiropractic manipulation, physiotherapy, herbal medicine, homeopathy, hydrotherapy, osteopathy, recommended by your vet.
Up to $500
(within veterinary fee limit)
Up to $400
(within veterinary fee limit)
Up to $300
(within veterinary fee limit)
Advertising and reward
Cover for the cost of advertising, and the reward you have offered and paid to get your pet back if your pet is stolen or goes missing during the policy year.
$500
$500
$500
Third party liability
Cover for compensation and claimant’s costs and expenses, and legal costs and expenses for defending a claim against you if property is damaged, or someone is killed, injured or falls ill as a result of an incident involving your exotic pet during the policy year and you are legally responsible.
Up to $1 million
(any one loss occurrence)
Up to $1 million
(any one loss occurrence)
Up to $1 million
(any one loss occurrence)
Multi-pet discount (3+ eligible pets)
Cover the cost of multiple pets
Bird and reptile fixed excess
The non-refundable amount you will be required to pay for claims covered under this policy
$175 or $75
$175 or $75
$175 or $75
Referral hospital or specialist vet
The cost of referral/specialist vet treatment up to the maximum benefit, if the pet is referred by a primary vet for treatment.
Fixed excess + 30% of vet invoice(s)
Fixed excess +30% of vet invoice(s)
Fixed excess +30% of vet invoice(s)
Diagnostic examinations
Diagnostic examinations of magnetic resource imaging (MRI), nuclear magnetic resonance imaging (NMRI) or computed axial tomography (CT or CAT). The cost of MRI, NMRI, CT or CA scans up to the maximum benefit.
Fixed excess + 50% of vet invoice(s)
Fixed excess +50% of vet invoice(s)
Fixed excess +50% of vet invoice(s)
Waiting periods - injury, accident or illness
Is the initial period during which no benefit is payable for the mentioned conditions.
21 days
21 days
21 days
Age limits
The age range you can start cover for your pet.
Reptiles: 8 weeks – 15 years
Reptiles: 8 weeks – 15 years
Reptiles: 8 weeks – 15 years
Terms, conditions and excesses apply and may be varied at renewal. Cover is subject to acceptance criteria, policy limits and exclusions may apply. Please consider the policy wording before making a decision to purchase the product.
Friendly reptiles: Leopard gecko
Get your reptile insurance quote today
Flexible cover options for your reptile – the wide range of exotic pet cover offered means there is an option for everyone. Get a quote today and see if you can save.
Exotic insurance policy information
View the exotic insurance combined Financial Services Guide (FSG) and Product Disclosure Statement (PDS) for full terms and conditions.
For more information, please see our FAQs. If you would like to view previous policy wording documents, please call us on 1300 731 324.
Target Market Determination (TMD) for Exotic Insurance effective from 20 August 2024 are available to view and download: click here
Target Market Determination (TMD) for Exotic Insurance effective from 30 June 2023 to 19 August 2024 are available to view and download: click here
Making a claim
We understand how stressful it is when your pet gets sick or injured, that’s why we want to settle your claim as quickly as possible.
* This offer gives you an extra 4 weeks free on a Petcover policy for a cat, dog, or exotic animal with code: C4WF21.
The discount will be applied automatically at checkout. This promotion cannot be combined with other discounts and is available only for new policies. The offer may be withdrawn at any time. Full terms and conditions apply.